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Life File

Some topics are not easy to talk about. Finances, a serious illness and death are amongst them and when you talk about an illness or death, you are often forced to talk about your finances too which could be daunting and most likely the reason why most people don't talk about it at all.

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Wealth Planning


A goal without a plan is just a wish.

A structured wealth plan that caters for your specific needs will guide you to make the right financial decisions to benefit you and your family in the long run. It should not only deal with financial considerations, but also take into account legal principles and tax consequences.

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Retirement Tax Reform



The retirement tax reform seeks to encourage members of retirement funds to save and provide adequately for retirement. It also encourages employers to provide retirement plans as part of their employment agreements to help employees save for retirement.

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